Impact
Use of Capital Survey
Updated:
July 13, 2010
About the Survey
The Treasury Department is committed to determining the effectiveness of all of the programs of the Office of Financial Stability (OFS). One aspect of this evaluation is analyzing the usage of Capital Purchase Program (CPP) capital for a more effective understanding of what actions institutions took, or were able to avoid taking, because of CPP funding. To this end, the Treasury Department collects and analyzes information from a number of sources to gauge the effectiveness of the CPP, including this annual Use of Capital Survey.
The purpose of the annual Use of Capital Survey is to obtain insight into the lending, financial intermediation, and capital building activities of all recipients of government investment through CPP funds. This survey is designed to capture representative information of CPP fund usage without imposing excessive burdens on institutions, and covers how each financial institution has employed the capital infusion of CPP funds from the date they initially received the funds until the end of 2009. The survey will be conducted annually.
Survey Responses1
Treasury requested initial responses by April 15, 2010 from all past and present CPP participants.2 Treasury received 664 survey responses to the 2009 Use of Capital Survey (94% of institutions). Links to the individual survey responses can be found in the table below.
A list of institutions that did not submit survey responses can be found here: Institutions that did not submit a 2009 Use of Capital Survey Response.
Survey Results
The survey form provides eight possible uses of capital, as well as space for narrative responses. The eight categories listed were:
- Increase lending or reduce lending less than otherwise would have occurred
- Increase securities purchased (ABS, MBS, etc.)
- Make other investments
- Increase reserves for non-performing assets
- Reduce borrowings
- Increase charge-offs
- Purchase another financial institution or purchase assets from another financial institution
- Held as non-leveraged increase to total capital
The overwhelming majority of respondents (85.1%) indicated that their institutions increased lending or reduced lending less than otherwise would have occurred after the receipt of CPP capital. Just over half of the respondents (53.0%) indicated that their institutions increased reserves for non-performing assets after the receipt of CPP capital. Nearly half of the respondents (46.1%) noted that their institutions held the CPP capital as a non-leveraged increase to total capital. The table below summarizes the percentage of respondents that cited each of the eight uses listed in the survey form (in order of most frequented cited):
| Rank | Cited Use of Capital | Number of Respondents | Percentage of Respondents |
|---|---|---|---|
| 1 | Increase lending or reduce lending less than otherwise would have occurred | 565 | 85.1% |
| 2 | Increase reserves for non-performing assets | 352 | 53.0% |
| 3 | Held as non-leveraged increase to total capital | 306 | 46.1% |
| 4 | Increase securities purchased (ABS, MBS, etc.) | 279 | 42.0% |
| 5 | Reduce borrowings | 251 | 37.8% |
| 6 | Increase charge-offs | 241 | 36.3% |
| 7 | Make other investments | 83 | 12.5% |
| 8 | Purchase another financial institution or purchase assets from another financial institution | 82 | 12.3% |
View summary of survey results in a separate PDF
Regulatory Financial Information
In addition to the survey responses, Treasury published summary balance sheet and income statement information from each institution’s regulatory filings. The summary balance sheet and income statement information is as of fourth quarter 2008 and fourth quarter 2009. Financial data for bank holding companies represent the summation of FFIEC Call Reports or OTS Thrift Financial Reports (TFR) filed by all FDIC-insured bank and thrift subsidiaries held by a bank holding company, and do not reflect non-deposit subsidiaries or parent companies. Data values have not been adjusted for intra-company transactions. Official Holding Company Reports (such as the Y-9C) can be found at the website for the Federal Reserve System--National Information Center (NIC).
Footnotes:
1Repayment information was updated for all institutions and reflects repayments made by June 30, 2010.
2Treasury did not include information from institutions whose depository subsidiaries were placed into FDIC receiverships: UCBH Holdings (United Commercial Bank), Pacific Coast National Bancorp (Pacific Coast National Bank), and Midwest Banc Holdings, Inc. (Midwest Bank and Trust Company).
| Financial Institution | Data | Survey Results |
|---|---|---|
| 1st Constitution Bancorp | PDF  |
PDF |
| 1st Enterprise Bank | PDF |
PDF |
| 1st Financial Services Corporation/ Mountain 1st Bank & Trust | PDF |
PDF |
| 1st Source Corporation | PDF |
PDF |
| 1st United Bancorp, Inc. | PDF |
PDF |
| A.N.B. Corporation / The American National Bank of Texas | PDF |
PDF |
| AB&T Financial Corporation/Alliance Bank & Trust Company | PDF |
PDF |
| Adbanc, Inc | PDF |
PDF |
| Alarion Financial Services, Inc. | PDF |
PDF |
| Alaska Pacific Bancshares, Inc. | PDF |
PDF |
| Alliance Bancshares, Inc. | PDF |
PDF |
| Alliance Financial Corporation | PDF |
PDF |
| Alliance Financial Services Inc. | PDF |
PDF |
| Allied First Bancorp, Inc. | PDF |
|
| Alpine Banks of Colorado | PDF |
PDF |
| AMB Financial Corporation | PDF |
PDF |
| AmeriBank Holding Company, Inc. / American Bank of Oklahoma | PDF |
PDF |
| American Express Company | PDF |
PDF |
| American Premier Bancorp | PDF |
|
| American State Bancshares | PDF |
PDF |
| Ameris Bancorp/ Ameris Bank | PDF |
PDF |
| AmeriServ Financial, Inc | PDF |
PDF |
| AmFirst Financial Services, Inc | PDF |
PDF |
| Anchor BanCorp Wisconsin, Inc. | PDF |
PDF |
| Annapolis Bancorp, Inc. | PDF |
PDF |
| Associated Banc-Corp | PDF |
PDF |
| Atlantic Bancshares, Inc. | PDF |
PDF |
| Avenue Financial Holdings | PDF |
PDF |
| BancIndependent, Inc. | PDF |
PDF |
| Bancorp Financial, Inc. ("BFI") (Evergreen Bank Group) | PDF |
|
| Bancorp Rhode Island, Inc./Bank Rhode Island | PDF |
PDF |
| BancPlus Corporation | PDF |
PDF |
| BancStar, Inc. | PDF |
PDF |
| BancTrust Financial Group, Inc./Bank Trust | PDF |
PDF |
| Bank Financial Services, Inc. | PDF |
PDF |
| Bank of America | PDF |
PDF |
| Bank of Commerce | PDF |
PDF |
| Bank of Commerce Holdings | PDF |
PDF |
| Bank of George | PDF |
PDF |
| Bank of Marin Bancorp | PDF |
PDF |
| Bank of New York Mellon Corp | PDF |
PDF |
| Bank of the Carolinas Corporation | PDF |
PDF |
| Bank of the Ozarks, Inc. | PDF |
|
| Bankers' Bank of the West Bancorp, Inc. | PDF |
PDF |
| BankFirst Capital Corporation | PDF |
PDF |
| BankGreenville Financial Corporation | PDF |
PDF |
| Banner Corporation/Banner Bank | PDF |
PDF |
| Banner County Ban Corporation | PDF |
PDF |
| Bar Harbor Bankshares/Bar Harbor Bank & Trust | PDF |
PDF |
| BB&T Corp. | PDF |
PDF |
| BCB Holding Company, Inc. (Bay Bank) | PDF |
PDF |
| BCSB Bancorp, Inc. | PDF |
PDF |
| Beach Business Bank | PDF |
PDF |
| Berkshire Bancorp, Inc. | PDF |
PDF |
| Berkshire Hills Bancorp, Inc. | PDF |
PDF |
| Bern Bancshares, Inc. | PDF |
PDF |
| Birmingham Bloomfield Bancshares, Inc | PDF |
PDF |
| Biscayne Bancshares, Inc. (Biscayne Bank) | PDF |
|
| Blackhawk Bancorp, Inc. | PDF |
PDF |
| Blackridge Financial, Inc./Lakewood Bank, National Association | PDF |
PDF |
| Blue Ridge Bancshares, Inc. | PDF |
PDF |
| Blue River Bancshares, Inc. | PDF |
PDF |
| Blue Valley Ban Corp | PDF |
PDF |
| BNB Financial Services Corporation | PDF |
PDF |
| BNC Bancorp/Bank of North Carolina | PDF |
PDF |
| BNC Financial Group, Inc. | PDF |
PDF |
| BNCCORP, Inc. | PDF |
PDF |
| BOH Holdings, Inc. / Bank of Houston | PDF |
PDF |
| Boscobel Bancorp, Inc | PDF |
PDF |
| Boston Private Financial Holdings Inc. | PDF |
PDF |
| Bridge Capital Holdings | PDF |
PDF |
| Bridgeview Bancorp, Inc./ Bridgeview Bank Group | PDF |
PDF |
| Broadway Financial Corporation/ Broadway Federal Bank | PDF |
PDF |
| Brogan Bankshares, Inc./The Bank of Kaukauna | PDF |
PDF |
| Brotherhood Bancshares, Inc. | PDF |
PDF |
| Business Bancshares, Inc./The Business Bank of St. Louis | PDF |
PDF |
| Butler Point, Inc. / First National Bank of Catlin | PDF |
PDF |
| C&F Financial Corporation | PDF |
PDF |
| Cache Valley Banking Company | PDF |
PDF |
| Cadence Financial Corporation | PDF |
PDF |
| California Bank of Commerce | PDF |
|
| California Oaks State Bank | PDF |
PDF |
| Calvert Financial Corporation | PDF |
PDF |
| Calwest Bancorp/South County Bank | PDF |
|
| Capital Bancorp, Inc. | PDF |
PDF |
| Capital Bank Corporation | PDF |
PDF |
| Capital Commerce Bancorp, Inc. (Securant Bank & Trust) | PDF |
PDF |
| Capital One Financial Corporation | PDF |
PDF |
| Capital Pacific Bancorp | PDF |
PDF |
| Cardinal Bancorp II, Inc./United Bank of Union | PDF |
PDF |
| Carolina Bank Holdings, Inc. | PDF |
PDF |
| Carolina Trust Bank | PDF |
PDF |
| Carrollton Bancorp | PDF |
PDF |
| Carver Bancorp, Inc. | PDF |
PDF |
| Cascade Financial Corporation | PDF |
PDF |
| Cathay General Bancorp/ Cathay Bank | PDF |
PDF |
| Catskill Hudson Bancorp, Inc | PDF |
PDF |
| CB Holding Corp./Country Bank | PDF |
PDF |
| CBB Bancorp / Century Bank of Georgia | PDF |
PDF |
| CBS Banc-Corp/CB&S Bank | PDF |
PDF |
| Cecil Bancorp, Inc. | PDF |
PDF |
| CedarStone Bank | PDF |
PDF |
| Center Bancorp, Inc. | PDF |
PDF |
| Center Financial Corporation/Center Bank | PDF |
PDF |
| CenterBank | PDF |
PDF |
| Centerstate Banks of Florida Inc. | PDF |
|
| Centra Financial Holdings, Inc./Centra Bank, Inc. | PDF |
|
| Central Bancorp, Inc. / United Central Bank | PDF |
|
| Central Bancorp, Inc./Central Co-operative Bank | PDF |
PDF |
| Central Bancshares, Inc. | PDF |
PDF |
| Central Community Corporation / First State Bank of Central Texas | PDF |
PDF |
| Central Federal Corporation | PDF |
PDF |
| Central Jersey Bancorp | PDF |
PDF |
| Central Pacific Financial Corp. | PDF |
PDF |
| Central Valley Community Bancorp | PDF |
PDF |
| Central Virginia Bankshares, Inc. | PDF |
PDF |
| Centric Financial Corporation | PDF |
PDF |
| Centrix Bank & Trust | PDF |
PDF |
| Centrue Financial Corporation | PDF |
PDF |
| Century Financial Services Corporation | PDF |
PDF |
| Chambers Bancshares, Inc. | PDF |
PDF |
| Chicago Shore Corporation (Delaware Place Bank) | PDF |
PDF |
| CIT Group Inc. | PDF |
PDF |
| Citigroup Inc./Citibank National Association | PDF |
PDF |
| Citizens & Northern Corporation | PDF |
PDF |
| Citizens Bancorp | PDF |
PDF |
| Citizens Bancshares Co. | PDF |
PDF |
| Citizens Bancshares Corporation | PDF |
PDF |
| Citizens Bank & Trust Company | PDF |
PDF |
| Citizens Commerce Bancshares, Inc. | PDF |
|
| Citizens Community Bank | PDF |
PDF |
| Citizens First Corporation | PDF |
PDF |
| Citizens Republic Bancorp, Inc. | PDF |
PDF |
| Citizens South Banking Corporation | PDF |
PDF |
| City National Bancshares Corporation | PDF |
PDF |
| City National Corporation | PDF |
PDF |
| Clover Community Bankshares, Inc. | PDF |
PDF |
| Coastal Banking Company, Inc. | PDF |
PDF |
| CoastalSouth Bancshares, Inc. | PDF |
PDF |
| CoBiz Financial Inc. | PDF |
PDF |
| Codorus Valley Bancorp, Inc. | PDF |
PDF |
| ColoEast Bankshares, Inc. | PDF |
PDF |
| Colonial American Bank | PDF |
PDF |
| Colony Bankcorp, Inc./Colony Bank | PDF |
PDF |
| Columbia Banking System Inc. | PDF |
PDF |
| Columbine Capital Corp. | PDF |
PDF |
| Comerica Inc. | PDF |
PDF |
| Commerce National Bank | PDF |
PDF |
| Commonwealth Bancshares, Inc. | PDF |
PDF |
| Commonwealth Business Bank | PDF |
PDF |
| Community 1st Bank | PDF |
PDF |
| Community Bancshares of Kansas, Inc / Merit Bank | PDF |
PDF |
| Community Bancshares of Mississippi, Inc./ Community Bank of Mississippi | PDF |
PDF |
| Community Bancshares, Inc. (Mission Bank) | PDF |
PDF |
| Community Bank of the Bay | PDF |
PDF |
| Community Bank Shares of Indiana, Inc./Your Community Bank | PDF |
PDF |
| Community Bankers Trust Corporation | PDF |
PDF |
| Community Business Bank | PDF |
PDF |
| Community Financial Corporation | PDF |
PDF |
| Community Financial Shares, Inc./Community Bank-Wheaton/Glen Ellyn | PDF |
|
| Community First Bancshares Inc./First State Bank | PDF |
PDF |
| Community First Bancshares, Inc. | PDF |
PDF |
| Community First inc. | PDF |
PDF |
| Community Holding Company of Florida, Inc. | PDF |
PDF |
| Community Investors Bancorp, Inc. | PDF |
PDF |
| Community Partners Bancorp | PDF |
PDF |
| Community Pride Bank Corporation | PDF |
PDF |
| Community Trust Financial Corporation | PDF |
PDF |
| Community West Bancshares | PDF |
PDF |
| Congaree Bancshares, Inc. | PDF |
PDF |
| Corning Savings and Loan Association | PDF |
PDF |
| Country Bank Shares, Inc. | PDF |
PDF |
| Covenant Financial Corporation | PDF |
PDF |
| Crazy Woman Creek Bancorp, Inc. | PDF |
PDF |
| Crescent Financial Corporation | PDF |
PDF |
| Crosstown Holding Company/21st Century Bank | PDF |
PDF |
| CSRA Bank Corp. / First State Bank | PDF |
PDF |
| CVB Financial Corp | PDF |
PDF |
| D.L. Evans Bancorp | PDF |
PDF |
| Deerfield Financial Corporation (Bank of Deerfield) | PDF |
PDF |
| Delmar Bancorp (The Bank of Delmarva) | PDF |
PDF |
| DeSoto County Bank | PDF |
PDF |
| Diamond Bancorp, Inc. (Bank of Washington) | PDF |
PDF |
| Dickinson Financial Corporation II | PDF |
PDF |
| Discover Financial Services / Discover Bank | PDF |
PDF |
| DNB Financial Corporation | PDF |
PDF |
| Duke Financial Group, Inc. (Peoples Bank of Commerce) | PDF |
PDF |
| Eagle Bancorp, Inc. | PDF |
PDF |
| East West Bancorp | PDF |
PDF |
| Eastern Virginia Bankshares, Inc. | PDF |
PDF |
| ECB Bancorp, Inc./East Carolina Bank | PDF |
PDF |
| Emclaire Financial Corp./The Farmers National Bank of Emlenton | PDF |
PDF |
| Encore Bancshares Inc. | PDF |
PDF |
| Enterprise Financial Services Corp./ Enterprise Bank & Trust | PDF |
PDF |
| Enterprise Financial Services Group, Inc. | PDF |
PDF |
| Equity Bancshares, Inc. | PDF |
PDF |
| Exchange Bank | PDF |
PDF |
| F & C Bancorp, Inc. | PDF |
PDF |
| F & M Bancshares, Inc. | PDF |
PDF |
| F & M Financial Corporation | PDF |
PDF |
| F&M Financial Corporation | PDF |
PDF |
| F.N.B. Corporation | PDF |
PDF |
| Farmers & Merchants Bancshares, Inc. | PDF |
PDF |
| Farmers & Merchants Financial Corporation | PDF |
PDF |
| Farmers Bank | PDF |
PDF |
| Farmers Capital Bank Corporation | PDF |
PDF |
| Farmers Enterprises, Inc. | PDF |
PDF |
| Farmers State Bankshares, Inc. | PDF |
PDF |
| FBHC Holding Company (FlatIrons Bank) | PDF |
PDF |
| FC Holdings, Inc. (First Community Bank, National Association) | PDF |
PDF |
| FCB Bancorp, Inc. | PDF |
PDF |
| FFW Corporation/Crossroads Bank | PDF |
PDF |
| Fidelity Bancorp, Inc | PDF |
PDF |
| Fidelity Bancorp, Inc. | PDF |
PDF |
| Fidelity Federal Bancorp | PDF |
PDF |
| Fidelity Financial Corporation | PDF |
PDF |
| Fidelity Resources Company | PDF |
PDF |
| Fidelity Southern Corporation | PDF |
PDF |
| Fifth Third Bancorp | PDF |
PDF |
| Financial Institutions, Inc. | PDF |
PDF |
| Financial Security Corporation | PDF |
|
| Financial Services of Winger, Inc./Ultima Bank Minnestoa | PDF |
PDF |
| First Advantage Bancshares Inc. | PDF |
PDF |
| First Alliance Bancshares, Inc. | PDF |
PDF |
| First American Bank Corporation | PDF |
PDF |
| First American International Corp. | PDF |
PDF |
| First Bancorp | PDF |
PDF |
| First BanCorp | PDF |
PDF |
| First BancTrust Corporation | PDF |
PDF |
| First Bank of Charleston, Inc. | PDF |
PDF |
| First Bankers Trustshares, Inc. | PDF |
PDF |
| First Banks, Inc. | PDF |
PDF |
| First Busey Corporation | PDF |
PDF |
| First Business Bank, National Association | PDF |
PDF |
| First California Financial Group, Inc | PDF |
PDF |
| First Capital Bancorp, Inc. | PDF |
PDF |
| First Choice Bank | PDF |
PDF |
| First Citizens Banc Corp | PDF |
PDF |
| First Colebrook Bancorp, Inc. | PDF |
PDF |
| First Community Bancshares Inc. | PDF |
PDF |
| First Community Bancshares, Inc / First Community Bank | PDF |
PDF |
| First Community Bank Corporation | PDF |
PDF |
| First Community Corporation | PDF |
PDF |
| First Community Financial Partners, Inc. (First Community Bank of Joliet) | PDF |
PDF |
| First Defiance Financial Corp. | PDF |
PDF |
| First Eagle Bancshares, Inc. | PDF |
PDF |
| First Express of Nebraska, Inc. | PDF |
PDF |
| First Federal Bancshares of Arkansas, Inc. | PDF |
PDF |
| First Financial Bancorp | PDF |
|
| First Financial Bancshares, Inc. (The Lawrence Bank) | PDF |
PDF |
| First Financial Holdings Inc. | PDF |
PDF |
| First Financial Service Corporation | PDF |
PDF |
| First Freedom Bancshares, Inc. | PDF |
PDF |
| First Gothenburg Bancshares, Inc. / First State Bank | PDF |
PDF |
| First Guaranty Bancshares, Inc. | PDF |
PDF |
| First Horizon National Corporation | PDF |
PDF |
| First Independence Corporation | PDF |
|
| First Intercontinental Bank | PDF |
PDF |
| First Litchfield Financial Corporation | PDF |
|
| First M&F Corporation | PDF |
PDF |
| First Manitowoc Bancorp, Inc. | PDF |
PDF |
| First Market Bank, FSB | PDF |
PDF |
| First Menasha Bancshares, Inc. | PDF |
PDF |
| First Merchants Corporation | PDF |
PDF |
| First Midwest Bancorp, Inc. | PDF |
|
| First National Corporation | PDF |
PDF |
| First NBC Bank Holding Company | PDF |
PDF |
| First Niagara Financial Group | PDF |
PDF |
| First Northern Community Bancorp/First Northern Bank | PDF |
PDF |
| First PacTrust Bancorp, Inc. | PDF |
PDF |
| First Place Financial Corp. | PDF |
PDF |
| First Priority Financial Corp. | PDF |
PDF |
| First Reliance Bancshares, Inc. | PDF |
PDF |
| First Resource Bank | PDF |
PDF |
| First Security Group, Inc. | PDF |
PDF |
| First Sound Bank | PDF |
|
| First South Bancorp, Inc. | PDF |
PDF |
| First Southern Bancorp, Inc. | PDF |
PDF |
| First Southwest Bancorporation, Inc. | PDF |
PDF |
| First State Bank of Mobeetie | PDF |
PDF |
| First Texas BHC, Inc. | PDF |
PDF |
| First Trust Corporation | PDF |
PDF |
| First ULB Corp. | PDF |
|
| First United Corporation | PDF |
PDF |
| First Vernon Bancshares, Inc. | PDF |
PDF |
| First Western Financial, Inc. | PDF |
PDF |
| Firstbank Corporation | PDF |
PDF |
| Firstmerit Corporation | PDF |
PDF |
| Flagstar Bancorp, Inc. | PDF |
PDF |
| Florida Bank Group, Inc. | PDF |
PDF |
| Florida Business BancGroup, Inc. / Bay Cities Bank | PDF |
PDF |
| Flushing Financial Corporation | PDF |
PDF |
| FNB Bancorp / First National Bank of Northern California | PDF |
PDF |
| FNB United Corp. / Communityone Bank, National Association | PDF |
PDF |
| Foresight Financial Group, Inc. (Northwest Bank of Rockford) | PDF |
PDF |
| Fort Lee Federal Savings Bank | PDF |
PDF |
| Fortune Financial Corporation / FortuneBank | PDF |
PDF |
| FPB Bancorp, Inc. | PDF |
PDF |
| FPB Financial Corp | PDF |
PDF |
| Franklin Bancorp, Inc. | PDF |
PDF |
| Freeport Bancshares, Inc. (Midwest Community Bank) | PDF |
PDF |
| Fremont Bancorporation (Fremont Bank) | PDF |
PDF |
| Fresno First Bank | PDF |
PDF |
| Frontier Bancshares, Inc./Horizon Bank, SSB | PDF |
PDF |
| Fulton Financial Corporation | PDF |
PDF |
| Gateway Bancshares, Inc. | PDF |
PDF |
| Georgia Commerce Bancshares, Inc. | PDF |
PDF |
| Georgia Primary Bank | PDF |
PDF |
| Germantown Capital Corporation / First Capital Bank | PDF |
PDF |
| Gold Canyon Bank | PDF |
PDF |
| Goldwater Bank, N.A. | PDF |
PDF |
| Grand Capital Corporation | PDF |
|
| Grand Financial Corporation | PDF |
PDF |
| Grand Mountain Bancshares, Inc. | PDF |
PDF |
| GrandSouth Bancorporation | PDF |
PDF |
| Great River Holding Company | PDF |
PDF |
| Great Southern Bancorp/ Great Southern Bank | PDF |
PDF |
| Green Bankshares, Inc. | PDF |
PDF |
| Green Circle Investments, Inc. / Peoples Trust & Savings Bank | PDF |
PDF |
| Green City Bancshares, Inc. / Farmers Bank of Green City | PDF |
PDF |
| Greer Bancshares Incorporated | PDF |
PDF |
| Gregg Bancshares, Inc. / Glasgow Savings Bank | PDF |
PDF |
| Guaranty Bancorp, Inc. | PDF |
PDF |
| Guaranty Capital Corporation | PDF |
PDF |
| Guaranty Federal Bancshares, Inc. | PDF |
PDF |
| GulfSouth Private Bank | PDF |
PDF |
| Gulfstream Bancshares, Inc. (Gulfstream Business Bank) | PDF |
PDF |
| Hamilton State Bancshares | PDF |
PDF |
| Hampton Roads Bankshares, Inc. | PDF |
PDF |
| Harbor Bankshares Corporation | PDF |
PDF |
| Hartford Financial Services Group | PDF |
PDF |
| Haviland Bancshares, Inc. | PDF |
PDF |
| Hawthorn Bancshares, Inc. | PDF |
PDF |
| HCSB Financial Corporation | PDF |
PDF |
| Heartland Bancshares, Inc. | PDF |
PDF |
| Heartland Financial USA, Inc. | PDF |
PDF |
| Heritage Bankshares, Inc. | PDF |
PDF |
| Heritage Commerce Corp. | PDF |
PDF |
| Heritage Financial Corporation | PDF |
PDF |
| Heritage Oaks Bancorp | PDF |
PDF |
| HF Financial Corp | PDF |
PDF |
| Highlands Independent Bancshares, Inc. | PDF |
PDF |
| Highlands State Bank | PDF |
PDF |
| HillTop Community Bancorp, Inc. | PDF |
|
| HMN Financial, Inc. | PDF |
PDF |
| Home Bancshares, Inc. | PDF |
PDF |
| Hometown Bancorp of Alabama, Inc. | PDF |
PDF |
| Hometown Bancshares, Inc. | PDF |
PDF |
| HomeTown Bankshares Corporation | PDF |
PDF |
| HopFed Bancorp | PDF |
PDF |
| Horizon Bancorp | PDF |
PDF |
| Howard Bancorp, Inc. | PDF |
PDF |
| HPK Financial Corporation (Hyde Park Bank and Trust Company) | PDF |
PDF |
| Huntington Bancshares | PDF |
|
| Hyperion Bank | PDF |
PDF |
| IA Bancorp, Inc / Indus American Bank | PDF |
PDF |
| IBC Bancorp, Inc. (International Bank of Chicago) | PDF |
PDF |
| Iberiabank Corporation | PDF |
PDF |
| IBT Bancorp, Inc. | PDF |
PDF |
| IBW Financial Corporation / Industrial Bank | PDF |
PDF |
| ICB Financial/Inland Community Bank | PDF |
PDF |
| Idaho Bancorp | PDF |
PDF |
| Illinois State Bancorp (First Nations Bank) | PDF |
PDF |
| Independence Bank | PDF |
PDF |
| Independent Bank Corp. | PDF |
PDF |
| Independent Bank Corporation | PDF |
PDF |
| Indiana Bank Corp. | PDF |
PDF |
| Indiana Community Bancorp | PDF |
PDF |
| Integra Bank Corporation | PDF |
PDF |
| Intermountain Community Bancorp/Panhandle State Bank | PDF |
PDF |
| International Bancshares Corporation/ International Bank of Commerce | PDF |
PDF |
| Intervest Bancshares Corporation | PDF |
PDF |
| Investors Financial Corporation of Pettis County, Inc. (Excel Bank) | PDF |
PDF |
| JP Morgan Chase & Co. | PDF |
PDF |
| Katahdin Bankshares Corp. | PDF |
PDF |
| KeyCorp/Keybank National Association | PDF |
PDF |
| Kirksville Bancorp, Inc. / American Trust Bank | PDF |
PDF |
| KS Bancorp, Inc | PDF |
PDF |
| Lafayette Bancorp, Inc. | PDF |
PDF |
| Lakeland Bancorp Inc. | PDF |
PDF |
| Lakeland Financial Corporation | PDF |
PDF |
| Layton Park Financial Group, Inc. | PDF |
PDF |
| LCNB Corp. | PDF |
PDF |
| Leader Bancorp, Inc./Leader Bank, National Assocation | PDF |
PDF |
| Legacy Bancorp, Inc. | PDF |
PDF |
| Liberty Bancshares, Inc | PDF |
PDF |
| Liberty Bancshares, Inc. | PDF |
PDF |
| Liberty Bancshares, Inc. | PDF |
PDF |
| Liberty Financial Services, Inc. | PDF |
PDF |
| Liberty Shares, Inc. / The Heritage Bank | PDF |
PDF |
| Lincoln National Corporation | PDF |
PDF |
| LNB Bancorp Inc. | PDF |
PDF |
| Lone Star Bank | PDF |
PDF |
| LSB Corporation | PDF |
PDF |
| M&F Bancorp, Inc./Mechanics and Farmers Bank | PDF |
PDF |
| M&T Bank Corporation | PDF |
PDF |
| Mackinac Financial Corporation / mBank | PDF |
PDF |
| Madison Financial Corporation | PDF |
PDF |
| Magna Bank | PDF |
PDF |
| Mainline Bancorp, Inc. | PDF |
PDF |
| MainSource Financial Group, Inc. | PDF |
PDF |
| Manhattan Bancorp | PDF |
PDF |
| Manhattan Bancshares, Inc. | PDF |
PDF |
| Marine Bank & Trust Company | PDF |
PDF |
| Market Bancorporation, Inc. / New Market Bank | PDF |
PDF |
| Market Street Bancshares, Inc. (Peoples National Bank, N.A.) | PDF |
PDF |
| Marquette National Corporation | PDF |
PDF |
| Marshall & Ilsley Corporation | PDF |
PDF |
| Maryland Financial Bank | PDF |
PDF |
| MB Financial Inc. | PDF |
PDF |
| McLeod Bancshares, Inc. / First Minnesota Bank | PDF |
PDF |
| Medallion Bank | PDF |
PDF |
| Mercantile Bank Corporation | PDF |
PDF |
| Mercantile Capital Corp. | PDF |
PDF |
| Merchants and Manufacturers Bank Corporation | PDF |
PDF |
| Merchants and Planters Bancshares, Inc. | PDF |
PDF |
| Meridian Bank | PDF |
PDF |
| Metro City Bank | PDF |
PDF |
| MetroCorp Bancshares, Inc. | PDF |
PDF |
| Metropolitan Bank Group, Inc (Archer Bank) | PDF |
|
| Metropolitan Capital Bancorp, Inc. (Metropolitan Capital Bank) | PDF |
PDF |
| Mid Penn Bancorp, Inc./Mid Penn Bank | PDF |
PDF |
| Middleburg Financial Corporation | PDF |
|
| Midland States Bancorp, Inc. | PDF |
PDF |
| MidSouth Bancorp, Inc. | PDF |
PDF |
| Midtown Bank & Trust Company | PDF |
PDF |
| Midwest Regional Bancorp, Inc. / The Bank of Otterville | PDF |
PDF |
| MidWestOne Financial Group, Inc. | PDF |
PDF |
| Mid-Wisconsin Financial Services, Inc. | PDF |
PDF |
| Millennium Bancorp, Inc. | PDF |
PDF |
| Mission Community Bancorp/Mission Community Bank | PDF |
PDF |
| Mission Valley Bancorp/ Mission Valley Bank | PDF |
PDF |
| Monadnock Bancorp, Inc. | PDF |
PDF |
| Monarch Community Bancorp, Inc. | PDF |
PDF |
| Monarch Financial Holdings, Inc. | PDF |
PDF |
| Moneytree Corporation | PDF |
PDF |
| Monument Bank | PDF |
PDF |
| Morgan Stanley | PDF |
PDF |
| Morrill Bancshares, Inc. | PDF |
PDF |
| Moscow Bancshares, Inc. | PDF |
PDF |
| Mountain Valley Bancshares, Inc. | PDF |
PDF |
| MS Financial, Inc. / Main Street bank | PDF |
PDF |
| MutualFirst Financial, Inc. | PDF |
PDF |
| Naples Bancorp Inc./ Bank of Naples | PDF |
PDF |
| Nara Bancorp, Inc. | PDF |
PDF |
| National Bancshares, Inc. | PDF |
PDF |
| National Penn Bancshares, Inc. | PDF |
PDF |
| Nationwide Bankshares/Charter West National Bank | PDF |
PDF |
| NC Bancorp, Inc (Edens Bank) | PDF |
|
| NCAL Bancorp | PDF |
PDF |
| NEMO Bancshares Inc/Alliant Bank | PDF |
PDF |
| New Hampshire Thrift Bancshares, Inc. | PDF |
PDF |
| New York Private Bank & Trust Corp. / Emigrant Bank | PDF |
PDF |
| NewBridge Bancorp/New Bridge Bank | PDF |
PDF |
| Nicolet Bankshares, Inc./Nicolet National Bank | PDF |
PDF |
| North Central Bancshares, Inc. | PDF |
PDF |
| Northeast Bancorp | PDF |
PDF |
| Northern State Bank | PDF |
PDF |
| Northern States Financial Corporation / Norstates Bank | PDF |
PDF |
| Northern Trust Corporation | PDF |
PDF |
| Northway Financial, Inc. | PDF |
PDF |
| Northwest Bancorporation, Inc. / Inland Northwest Bank | PDF |
PDF |
| Northwest Commercial Bank | PDF |
PDF |
| Oak Ridge Financial Services, Inc. | PDF |
PDF |
| Oak Valley Bancorp | PDF |
PDF |
| OceanFirst Financial Corp. | PDF |
|
| Ojai Community Bank | PDF |
PDF |
| Old Line Bancshares, Inc. | PDF |
PDF |
| Old National Bancorp | PDF |
|
| Old Second Bancorp, Inc. | PDF |
PDF |
| Omega Capital Corp./Front Range Bank | PDF |
PDF |
| One Georgia Bank | PDF |
PDF |
| One United Bank | PDF |
|
| OneFinancial Corporation (One Bank & Trust, National Association) | PDF |
PDF |
| Oregon Bancorp, Inc./Willamette Valley Bank | PDF |
PDF |
| OSB Financial Services, Inc. | PDF |
PDF |
| Pacific Capital Bancorp | PDF |
PDF |
| Pacific City Financial Corporation/ Pacific City Bank | PDF |
PDF |
| Pacific Coast Bankers' Bancshares | PDF |
PDF |
| Pacific Commerce Bank | PDF |
PDF |
| Pacific International Bancorp | PDF |
PDF |
| Park Bancorporation, Inc | PDF |
PDF |
| Park National Corporation | PDF |
PDF |
| Parke Bancorp, Inc. | PDF |
PDF |
| Parkvale Financial Corporation | PDF |
PDF |
| Pascack Bancorp, Inc. | PDF |
PDF |
| Patapsco Bancorp, Inc. | PDF |
PDF |
| Pathfinder Bancorp, Inc. | PDF |
PDF |
| Pathway Bancorp | PDF |
|
| Patriot Bancshares, Inc./ Patriot Bank | PDF |
PDF |
| Patterson Bancshares, Inc | PDF |
PDF |
| Peapack-Gladstone Financial Corporation | PDF |
PDF |
| Peninsula Bank Holding Co. | PDF |
PDF |
| Penn Liberty Financial Corp. | PDF |
PDF |
| Peoples Bancorp | PDF |
PDF |
| Peoples Bancorp of North Carolina, Inc. | PDF |
PDF |
| Peoples Bancorp, Inc. | PDF |
PDF |
| Peoples Bancorporation, Inc. | PDF |
PDF |
| Peoples Bancshares of TN, Inc | PDF |
PDF |
| PeoplesSouth Bancshares, Inc. | PDF |
PDF |
| PFSB Bancorporation, Inc./Pigeon Falls State Bank | PDF |
PDF |
| PGB Holdings, Inc. | PDF |
PDF |
| Pierce County Bancorp | PDF |
PDF |
| Pinnacle Bank Holding Company | PDF |
PDF |
| Pinnacle Financial Partners, Inc. | PDF |
PDF |
| Plains Capital Corporation | PDF |
PDF |
| Plato Holdings Inc. (Drake Bank) | PDF |
PDF |
| Plumas Bancorp | PDF |
PDF |
| PNC Financial Services Group Inc. | PDF |
PDF |
| Popular, Inc. | PDF |
PDF |
| Porter Bancorp, Inc.(PBI) Louisville, KY | PDF |
PDF |
| Prairie Star Bancshares, Inc./Bank of the Prairie | PDF |
PDF |
| Premier Bancorp, Inc. | PDF |
PDF |
| Premier Bank Holding Company | PDF |
PDF |
| Premier Financial Bancorp, Inc./Boone County Bank, Inc. | PDF |
PDF |
| Premier Financial Corp | PDF |
PDF |
| Premier Service Bank | PDF |
PDF |
| PremierWest Bancorp | PDF |
PDF |
| Presidio Bank | PDF |
PDF |
| Princeton National Bancorp, Inc. | PDF |
PDF |
| Private Bancorporation, Inc. / Private Bank Minnesota | PDF |
PDF |
| PrivateBancorp, Inc. | PDF |
PDF |
| Providence Bank | PDF |
PDF |
| Provident Community Bancshares, Inc. | PDF |
PDF |
| PSB Financial Corporation | PDF |
PDF |
| Puget Sound Bank | PDF |
PDF |
| Pulaski Financial Corp | PDF |
PDF |
| QCR Holdings, Inc. | PDF |
PDF |
| Queensborough Company, The | PDF |
PDF |
| Randolph Bank & Trust Company | PDF |
PDF |
| RCB Financial Corporation (River City Bank) | PDF |
|
| Redwood Capital Bancorp | PDF |
PDF |
| Redwood Financial, Inc. | PDF |
PDF |
| Regent Bancorp, Inc | PDF |
PDF |
| Regent Capital Corporation, Inc. / Regent Bank | PDF |
PDF |
| Regents Bancshares, Inc. | PDF |
PDF |
| Regional Bankshares, Inc. | PDF |
PDF |
| Regions Financial Corp./ Regions Bank | PDF |
PDF |
| Reliance Bancshares, Inc. | PDF |
PDF |
| Ridgestone Financial Services, Inc. / Ridgestone Bank | PDF |
PDF |
| Rising Sun Bancorp | PDF |
PDF |
| River Valley Bancorporation, Inc. | PDF |
PDF |
| Riverside Bancshares, Inc. | PDF |
PDF |
| Rogers Bancshares, Inc. | PDF |
PDF |
| Royal Bancshares of Pennsylvania, Inc. | PDF |
PDF |
| S&T Bancorp | PDF |
PDF |
| Saigon National Bank | PDF |
PDF |
| Salisbury Bancorp, Inc. | PDF |
PDF |
| Sandy Spring Bancorp, Inc. | PDF |
PDF |
| Santa Clara Valley Bank | PDF |
PDF |
| Santa Lucia Bancorp | PDF |
PDF |
| SBT Bancorp, Inc./The Simsbury Bank & Trust Company | PDF |
PDF |
| SCBT Financial Corporation | PDF |
PDF |
| Seacoast Banking Corporation of Florida/Seacoast National Bank | PDF |
PDF |
| Seacoast Commerce Bank | PDF |
PDF |
| Security Bancshares of Pulaski County, Inc. | PDF |
PDF |
| Security Business Bancorp/Security Business Bank of San Diego | PDF |
PDF |
| Security California Bancorp/ Security Bank of California | PDF |
PDF |
| Security Capital Corporation | PDF |
PDF |
| Security Federal Corporation | PDF |
PDF |
| Security State Bancshares / Focus Bank | PDF |
PDF |
| Security State Bank Holding-Company (Bank Forward) | PDF |
|
| Severn Bancorp, Inc. | PDF |
PDF |
| Shore Bancshares, Inc. | PDF |
|
| Signature Bancshares, Inc. | PDF |
PDF |
| Signature Bank | PDF |
PDF |
| Somerset Hills Bancorp | PDF |
PDF |
| Sonoma Valley Bancorp | PDF |
PDF |
| Sound Banking Company | PDF |
PDF |
| South Financial Group, Inc./ Carolina First Bank | PDF |
PDF |
| SouthCrest Financial Group, Inc. (Bank of Upson) | PDF |
PDF |
| Southern Bancorp, Inc. | PDF |
PDF |
| Southern Community Financial Corp./ Southern Community Bank & Trust | PDF |
PDF |
| Southern First Bancshares, Inc. | PDF |
|
| Southern Heritage Bancshares, Inc. | PDF |
PDF |
| Southern Illinois Bancorp, Inc. | PDF |
PDF |
| Southern Missouri Bancorp, Inc./ Southern Missouri Bank & Trust Co. | PDF |
PDF |
| SouthFirst Bancshares, Inc. | PDF |
PDF |
| Southwest Bancorp, Inc. | PDF |
PDF |
| Sovereign Bancshares, Inc. | PDF |
PDF |
| Spirit BankCorp. Inc./Spirit Bank | PDF |
PDF |
| St. Johns Bancshares, Inc. | PDF |
PDF |
| Standard Bancshares, Inc. | PDF |
PDF |
| State Bancorp, Inc./State Bank of Long Island | PDF |
PDF |
| State Bank of Bartley,The | PDF |
PDF |
| State Bankshares, Inc. | PDF |
PDF |
| State Capital Corp. | PDF |
PDF |
| State Street | PDF |
PDF |
| Stearns Financial Services, Inc. | PDF |
PDF |
| Steele Street Bank Corporation | PDF |
PDF |
| StellarOne Corporation | PDF |
PDF |
| Sterling Bancorp | PDF |
PDF |
| Sterling Bancshares, Inc./Sterling Bank | PDF |
PDF |
| Sterling Financial Corporation/Sterling Savings Bank | PDF |
PDF |
| Stewardship Financial Corporation | PDF |
PDF |
| Stockmens Financial Corporation | PDF |
PDF |
| Stonebridge Financial Corp. | PDF |
PDF |
| Suburban Illinois Bancorp, Inc. | PDF |
PDF |
| Summit State Bank | PDF |
PDF |
| Sun Bancorp, Inc | PDF |
PDF |
| SunTrust Banks, Inc. | PDF |
PDF |
| Superior Bancorp Inc. | PDF |
PDF |
| Surrey Bancorp/Surrey Bank & Trust | PDF |
PDF |
| Susquehanna Bancshares, Inc | PDF |
PDF |
| SV Financial, Inc./Sauk Valley Bank & Trust Co. | PDF |
PDF |
| SVB Financial Group | PDF |
PDF |
| Sword Financial Corporation (Horicon Bank) | PDF |
PDF |
| Synovus Financial Corp./ Columbus Bank & Trust Co. | PDF |
PDF |
| Syringa Bancorp | PDF |
|
| Taylor Capital Group | PDF |
PDF |
| TCB Corporation/County Bank | PDF |
PDF |
| TCB Holding Company, Texas Community Bank | PDF |
|
| TCF Financial Corporation | PDF |
PDF |
| TCNB Financial Corp/The Citizens National Bank of Southwestern Ohio | PDF |
PDF |
| Tennessee Commerce Bancorp, Inc./ Tennessee Commerce Bank | PDF |
PDF |
| Tennessee Valley Financial Holdings, Inc. | PDF |
PDF |
| Texas Capital Bancshares, Inc. | PDF |
PDF |
| Texas National Bancorporation | PDF |
|
| The Bancorp, Inc./The Bancorp Bank | PDF |
PDF |
| The Bank of Currituck | PDF |
PDF |
| The Bank of Kentucky Financial Corporation | PDF |
PDF |
| The Baraboo Bancorporation | PDF |
PDF |
| The Connecticut Bank and Trust Company | PDF |
PDF |
| The Elmira Savings Bank, FSB | PDF |
PDF |
| The First Bancorp, Inc. | PDF |
PDF |
| The First Bancshares, Inc. | PDF |
PDF |
| The Freeport State Bank | PDF |
PDF |
| The Goldman Sachs Group, Inc. | PDF |
PDF |
| The Landrum Company | PDF |
PDF |
| The Little Bank, Incorporated | PDF |
PDF |
| The Private Bank of California | PDF |
|
| The Victory Bancorp, Inc. | PDF |
PDF |
| Three Shores Bancorporation, Inc. | PDF |
PDF |
| TIB Financial Corp/TIB Bank | PDF |
PDF |
| Tidelands Bancshares, Inc | PDF |
PDF |
| Tifton Banking Company | PDF |
PDF |
| Timberland Bancorp, Inc. | PDF |
PDF |
| Titonka Bancshares, Inc | PDF |
PDF |
| Todd Bancshares, Inc. / United Southern Bank | PDF |
PDF |
| TowneBank | PDF |
PDF |
| Treaty Oak Bancorp, Inc. | PDF |
PDF |
| Triad Bancorp, Inc. | PDF |
PDF |
| Tri-County Financial Corporation | PDF |
PDF |
| Trinity Capital Corporation / Los Alamos National Bank | PDF |
PDF |
| Tri-State Bank of Memphis | PDF |
PDF |
| TriState Capital Holdings, Inc. | PDF |
PDF |
| TriSummit Bank | PDF |
PDF |
| Trustmark Corporation | PDF |
PDF |
| Two Rivers Financial Group | PDF |
PDF |
| U.S. Bancorp | PDF |
PDF |
| U.S. Century Bank | PDF |
PDF |
| UBT Bancshares, Inc. | PDF |
PDF |
| Umpqua Holdings Corp. | PDF |
PDF |
| Union Bank & Trust Company | PDF |
PDF |
| Union Bankshares Corporation | PDF |
PDF |
| Union Financial Corporation | PDF |
PDF |
| United American Bank | PDF |
PDF |
| United Bancorp, Inc. | PDF |
PDF |
| United Bancorporation of Alabama, Inc. | PDF |
PDF |
| United Bank Corporation | PDF |
PDF |
| United Community Banks, Inc. | PDF |
PDF |
| United Financial Banking Companies, Inc. | PDF |
PDF |
| Unity Bancorp, Inc./Unity Bank | PDF |
PDF |
| Universal Bancorp/Bloomfield State Bank | PDF |
PDF |
| University Financial Corp dba Sunrise Community Banks (Park Midway Bank, National Association) | PDF |
PDF |
| US Metro Bank | PDF |
PDF |
| Uwharrie Capital Corp/Bank of Stanly | PDF |
PDF |
| Valley Commerce Bancorp | PDF |
PDF |
| Valley Community Bank | PDF |
PDF |
| Valley Financial Corporation | PDF |
PDF |
| Valley Financial Group, Ltd./1st State Bank | PDF |
PDF |
| Valley National Bancorp | PDF |
PDF |
| Village Bank and Trust Financial Corp | PDF |
PDF |
| Virginia Commerce Bancorp | PDF |
PDF |
| Virginia Company Bank | PDF |
PDF |
| Vision Bank - Texas | PDF |
PDF |
| VIST Financial Corp./VIST Bank | PDF |
PDF |
| W.T.B. Financial Corporation | PDF |
PDF |
| Wachusett Financial Services, Inc | PDF |
PDF |
| Wainwright Bank & Trust Company | PDF |
PDF |
| Washington Banking Company/ Whidbey Island Bank | PDF |
|
| Washington Federal Inc./ Washington Federal Savings & Loan Association | PDF |
|
| WashingtonFirst Bankshares, Inc. | PDF |
PDF |
| Waukesha Bankshares, Inc. (Sunset Bank & Savings) | PDF |
PDF |
| Webster Financial Corporation | PDF |
PDF |
| Wells Fargo Bank | PDF |
PDF |
| Wesbanco Bank Inc. | PDF |
PDF |
| West Bancorporation, Inc. | PDF |
PDF |
| Westamerica Bancorporation | PDF |
PDF |
| Western Alliance Bancorporation/Bank of Nevada | PDF |
PDF |
| Western Community Bancshares, Inc. | PDF |
PDF |
| Western Illinois Bancshares Inc. | PDF |
PDF |
| Western Reserve Bancorp, Inc | PDF |
PDF |
| White River Bancshares Company / Signature Bank of Arkansas | PDF |
PDF |
| Whitney Holding Corporation | PDF |
PDF |
| Wilmington Trust Corporation | PDF |
PDF |
| Wilshire Bancorp, Inc. | PDF |
PDF |
| Wintrust Financial Corporation | PDF |
PDF |
| Worthington Financial Holdings, Inc. | PDF |
PDF |
| WSFS Financial Corporation | PDF |
PDF |
| Yadkin Valley Financial Corporation | PDF |
PDF |
| York Traditions Bank | PDF |
PDF |
| Zions Bancorporation | PDF |
PDF |
The name of the financial institution in the “Financial Institution” column may not exactly match the name listed in the “data” file. The data file contains the official regulatory name of the depository institution or regulatory bank holding company.
Financial data for bank holding companies represent the summation of FFIEC Call Reports or OTS Thrift Financial Reports (TFR) filed by all FDIC-insured bank and thrift subsidiaries held by a bank holding company, and do not reflect nondeposit subsidiaries or parent companies. Data values have not been adjusted for intra-company transactions. Official Holding Company Reports (such as the Y-9C) can be found at the website for the Federal Reserve System--National Information Center (NIC).
